Chad Pravlik, Realtor®
Selling Pinellas 2 Pasco · LPT Realty
Pinellas to Pasco — professional, personal, putting you first, start to finish.
Questions? Call or text
(724) 448-8631
Moving to Florida — or just moved? Don't leave tax money on the table. Check your homestead, portability, and TRIM deadlines in about 2 minutes.
Start my Saver Check ↓Florida rewards homeowners who file on time — and quietly charges everyone who doesn't. Answer five questions about your move, and your Saver Check builds the checklist that fits your situation: what to file, where to file it, and the dates that matter.
Where you're coming from, whether you had a Florida homestead before, and your timing. About 2 minutes, no documents needed.
A personalized checklist covering homestead, the Save Our Homes cap, portability, the first-year tax trap, and your TRIM notice.
Homestead savings compound — the cap protects you more every year you own. Filing in year one is where the money is.
Your answers shape your report — a second home gets different guidance than a primary residence, and a prior Florida homestead can carry real money with it.
This decides whether you may be able to transfer — "port" — tax savings to your new home.
Homestead only applies to the home you live in as your permanent residence.
You file with your county property appraiser — your report names yours.
Assembled from your answers. Put these on your calendar — every one of them is a "file it or lose it" date.
Your Saver Check is also on its way to your email. Rules and assessed values are set by Florida law and your county property appraiser — confirm your specific dates with their office.
Deadlines are the whole game with homestead and portability — a short call or text with Chad can confirm your filing window and what to file where. No pressure, no obligation.
— Chad Pravlik, Realtor® | Selling Pinellas 2 Pasco
Pinellas to Pasco — professional, personal, putting you first, start to finish.
The short versions — your Saver Check above has the personalized ones.
No. Once it's approved, your homestead exemption generally renews automatically each year as long as the home stays your primary residence. What you do need to do is file promptly when you move — a new home means a new filing, and that's when portability gets elected too.
Don't just wait for next year. Florida allows late filing in many circumstances, and county property appraisers can explain your options — but the safe move is to file as early as you can after closing and never count on an exception. If your deadline is close or just passed, that's exactly the kind of thing a quick call can sort out.
No — TRIM stands for "Truth in Millage." It's a proposal, mailed around August, showing your assessed value and what your taxes would be under the proposed rates. It's your one clean chance to review the numbers and question your assessment with the property appraiser before the real bill is set.
Because the seller's taxes were protected by years of the Save Our Homes cap. When a homesteaded home sells, its assessed value resets toward current market value — so the tax bill resets too. Budget on the reset number, not the seller's number. Your own cap then starts protecting you from year one.
Homestead, the Save Our Homes cap, and portability all require the home to be your primary (permanent) residence, so a second home doesn't qualify. You'll still receive a TRIM notice each year, and your taxes are figured on the full assessed value — worth knowing before you buy, not after.